I applied for an account and then when I realized because of restrictions on balance transfers that it wasn’t what I was looking for I called to close the account on the same day. Remember to keep in mind that the best offer is given to excellent-credit applicants.Īlternative Balance Transfer Cards Credit Card NameĬhase Slate was the absolute worst company to deal with. For consumers looking for a great introductory rate with features to help you keep your debt in check, this card fits the bill. Other than that, that’s about all there is to the Slate from Chase card. That theory has been used to great effect by Dave Ramsey with the Debt Snowball, and this is sort of a similar application.Īnother feature worth mentioning is Chase Slate offers Patented Fraud Protection and zero liability on unauthorized purchases. Psychologically, however, there is value in understanding exactly when a particular purchase has been paid off. It seems like a lot of work, and most people will probably prefer to just send a payment in to their credit card company and have it apply to the highest APR balance regardless of what the original purchase was. Check out your spending trends and see where you stand with any goals you’ve set up. Set up a goal and a timeline and Chase will calculate your monthly payment schedule for you. Inform Chase how much you want to pay and to what purchases you would like it applied. Chase will separate all of your purchases into different categories. Avoid paying interest by paying off full categories of your choice. With Blueprint, customers have the option of designing their own plan: The program is called “Blueprint,” and it allows cardholders to pick which purchases to pay off first. The card lets you add an additional card user to your account at no extra cost.Ĭhase Slate includes a program that’s meant to help cardholders analyze and pay down their debt. Combined with the 0% introductory APR period of 15 months for purchases and balance transfers, this is a card that will likely save you money if you carry a balance and are committed to paying it down during that period. After the 60 days, balance transfers are assessed a fee of $5 or 5% of the amount of each transfer, whichever is greater. Notably, Chase Slate does what the offer says: You can transfer a balance to the card with a $0 introductory balance transfer fee if you do the transfer within the first 60 days your account is open. Pros and Cons of Universal Life Insurance.Refinancing a Mortgage And Your Credit Score.Student Loan Grace Periods Coming to an End.Best Websites For Finding Cheap Flights Online.Services You Can Get Now Online From Home.Best Home Phone Service Options by Price.4 Types of Retirement: Which Will You Choose?.Best Investment News Websites: Stock Investing News & Analysis.How Important Is It to Set Up Beneficiaries.Borrowing From and Lending to Friends and Family. Day to Day Finance with a Bad Credit Score.Excel Template: Income & Expense Report.Correct Way to Pay Off Debt: Debt Avalanche.What Happens If Your Bank Account Is Hacked?.Alternatives to High-Yield Savings Accounts.Current and Historical Bank Interest Rates.Why New Chip Credit Cards Won’t Reduce Fraud.How to Best Handle Old Credit Card Accounts.Visa Black vs American Express Platinum vs Centurion.Citi Dividend Platinum Select Card $100 Cashback Bonus.Chase Sapphire Preferred Credit Card Review.
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